An explanation of the counselling process
Financial patrimony is a valuable asset which must be put to work in a professional way; it allows us to keep up our lifestyle or, in the case of companies, it governs their capacity to maneuver when confronted by unexpected business eventualities. For this reason a professional, independent (without any clash of interests) and global counselling service is of the highest importance, allowing customers to focus on their work, leisure and family, leaving as a necessity only a periodical revision with the operator.
Phases of the process
However, it is our responsibility to ensure that our clients´ portfolios are in conformity with our expectations concerning the markets, in addition to changes in their needs. For this purpose we count on a professional counselling software that allows us to perform a continuous follow-up and to activate alarms when there is a surge in volatility, a drop in profitability or any important fluctuation in those products a specific client has invested in.
Explanation of the Financial Planning Process
Financial Planning (vastly extended in Anglo-Saxon countries) is a process that allows a client to know his patrimonial situation, helps him define his objectives and priorities, to elaborate a plan to carry them through, and to establish a periodical revision of it. It enables him to know his saving capacity, his degree of indebtedness, his risk cover in the face of contingencies; to establish a retirement plan (savings plan), to determine a plan that will address fiscal optimization, to define an inheritance plan, to establish a plan for his children´s future education, etc.